1st Constitution Bancorp is a bank holding company that operates through its wholly owned subsidiary, 1st Constitution Bank (the Bank). The Bank engages in the business of commercial and retail banking. As a community bank, the Bank offers a wide range of services, including demand, savings and time deposits and commercial and consumer/installment loans, to individuals, small businesses and not-for-profit organizations principally in Middlesex, Mercer and Somerset Counties, New Jersey. The Bank conducts its operations through its main office located in Cranbury, New Jersey, and five branch offices in downtown Cranbury, Hamilton Square, Plainsboro, Princeton and Montgomery Township, New Jersey.