American Bank Incorporated serves as the stock holding company of American Bank (the Bank). The Companys principal business is overseeing and directing the business of American Bank. The Bank commenced full-service banking activities in June 1997. While American Bank services its customers from a single location, it may, in the future, develop additional branches. The Banks local service area primarily includes Lehigh and Northampton counties, along with portions of Berks, Bucks and Montgomery counties in Pennsylvania.