Auburn National Bancorporation, Inc. is the bank holding company for AuburnBank (the Bank). The Companys business is conducted primarily through the Bank, which offers checking, savings, transaction deposit accounts and certificates of deposit (CDs). The Bank is an active residential mortgage lender in its primary service area, which consists of eastern Alabama, including Lee County and surrounding areas. It also offers commercial, financial, agricultural, real estate construction and consumer loan products and other financial services. AuburnBank offers automated teller services, operating automated teller machines (ATMs) in 14 locations. The Bank offers VISA Checkcards, which are debit cards with the VISA logo that work like checks but can be used anywhere VISA is accepted, including ATMs. AuburnBanks VISA Checkcards can be used internationally through the Cirrus network. In addition, the Bank offers online banking and bill payment services.