Banknorth Group, Inc., is a bank holding company and financial holding company, which had consolidated assets of $23.4 billion as of December 31, 2002. The Companys principal asset is all of the capital stock of Banknorth, NA, a national bank, which was initially formed as a Maine-chartered savings bank. Through Banknorth, NA, the Company offers a full range of banking services and products to individuals, businesses and governments throughout its market areas, including commercial, consumer and trust and investment services.