Canadian Imperial Bank of Commerce (CIBC) is a diversified financial institution that operates three business lines: CIBC Retail Markets (including Amicus operations in Canada), CIBC Wealth Management and CIBC World Markets. CIBC Retail Markets provides financial services and products to personal and small business customers in Canada. CIBC Wealth Management provides relationship-based advisory, sales, service and product solutions to the full spectrum of wealth-building clients, primarily in Canada. CIBC World Markets is an investment bank, offering capital markets, investment, merchant and commercial banking services throughout Canada and the United States, with niche capabilities in the United Kingdom and Asia. In January 2003, CIBC sold its Oppenheimer private client and asset management businesses in the United States to Fahnestock Viner Holdings Inc.