Cardinal Financial Corporation is the bank holding company for Cardinal Bank, N.A. (the Bank). The Company also owns an advisory subsidiary, Cardinal Wealth Services, Inc. The Companys target market includes areas in and around Fairfax County, Virginia, including the independent cities of Fairfax and Alexandria, and Manassas, as well as the counties of Arlington, Prince William and Loudoun. The Bank engages in the commercial banking business in the Northern Virginia suburbs of Washington, D.C. through eight full-service offices. The Bank provides personalized banking services, with an emphasis on the financial needs and objectives of individuals, professionals and small to medium-sized businesses. The principal business of the Bank is to accept deposits from the public and to make loans and other investments. The principal sources of funds for the Banks loans and investments are demand, time, savings and other deposits, repayment of loans and borrowings.