Centrue Financial Corporation, formerly Kankakee Bancorp, Inc., is a savings and loan holding company. The Companys primary business activity is acting as the holding company for KFS Bank, F.S.B. (the Bank), a federally chartered savings bank. The Bank has two subsidiaries, KFS Service Corp., and its wholly owned subsidiary, KFS Insurance Agency, Inc., which engage in the business of providing securities brokerage services and insurance and annuity products to its customers and appraisal services to the Bank and other lenders in the Kankakee, Illinois, area. In October 2003, the Company merged with Aviston Financial Corporation, an Illinois-based provider of financial services.