Citigroup Inc. is a diversified global financial services holding company whose businesses provide a broad range of financial services to consumer and corporate customers with some 200 million customer accounts in over 100 countries and territories. The Companys activities are conducted through the Global Consumer, Global Corporate and Investment Bank (GCIB), Private Client Services, Global Investment Management (GIM) and Proprietary Investment Activities business segments. In August 2002, Citigroup completed the spin-off of Travelers Property. In November 2002, the Company acquired Golden State Bancorp, the parent of California Federal Bank, which had 352 branches in California and Nevada.