Citizens First Corporation is a bank holding company with Citizens First Bank, Inc. (the Bank) as its subsidiary. The Bank offers products designed to meet the needs of its customers that include individuals, small businesses, partnerships and corporations. The Bank provides a full range of corporate and retail banking services that include checking, savings and time deposit accounts; secured and unsecured loans to corporations, individuals and others; letters of credit; rental of safe deposit boxes, and cash management services. The Bank also offers, through affiliations with third parties, trust services, investment management services and business and personal insurance products.