Coast Financial Holdings, Inc. is the bank holding company for Coast Bank of Florida (the Bank), a Florida-chartered commercial bank. The Bank is a general commercial bank that provides a variety of corporate and personal banking services to individuals and small to mid-sized businesses from its three full-service banking office locations in Bradenton and Longboat Key, Florida. In addition, the Bank has automated teller machines (ATMs) for businesses and individuals located on Anna Maria Island, Florida, and at Waterlefe, a residential community in Bradenton. The business of the Bank consists of attracting deposits from the general public in its market area and applying those funds, together with funds derived from other sources, to originate a variety of commercial, consumer and residential real estate loans.