The Goldman Sachs Group, Inc. (Goldman Sachs) is a global investment banking, securities and investment management firm that provides a range of services worldwide to a substantial and diversified client base that includes corporations, financial institutions, governments and high-net-worth individuals. As of November 28, 2003, it operated offices in over 20 countries. The Companys activities are divided into three segments: Investment Banking, through which Goldman Sachs provides a range of investment banking services to a diverse group of corporations, financial institutions, governments and individuals; Trading and Principal Investments, through which the Company facilitates customer transactions with a diverse group of corporations, financial institutions, governments and individuals, and Asset Management and Securities Services, through which Goldman Sachs provides investment advisory and financial planning services to a diverse client base of institutions and individuals.