Marsh & McLennan Companies, Inc. (MMC) is a global professional services firm. MMC is the parent company of various subsidiaries and affiliates that provide clients with analysis, advice and transactional capabilities in the fields of risk and insurance services, investment management and consulting. The Companys risk and insurance services are provided by its subsidiaries and their affiliates as broker, agent or consultant for insureds, insurance underwriters and other brokers, on a worldwide basis, in the areas of risk management and insurance broking, reinsurance broking and services and related insurance services. Investment management and related services are provided by Putnam Investments Trust and its subsidiaries. Through Mercer Inc., subsidiaries and affiliates of MMC, separately and in collaboration, provide consulting and related services from locations around the world, primarily to business organizations.