The Midland Company is a provider of specialty insurance products and services through its American Modern Insurance Group Inc. subsidiary, which contributes approximately 96% of the Companys revenues. Midland also maintains an investment in a niche river transportation business. American Modern is a provider of specialty insurance products and services, with a particular focus on short-tail, personal lines, property insurance products (including physical damage insurance and related coverages for manufactured homes), motorcycles, watercraft, recreational vehicles, collectible automobiles and snowmobiles. American Modern distributes its products and services through channels of distribution. M/G Transport Services, Inc. and MGT Services, Inc. operate a fleet of dry cargo barges for the movement of dry bulk commodities, such as petroleum coke, ores, barite, fertilizers, sugar and other dry cargoes, primarily on the lower Mississippi River and its tributaries.