Oxford Health Plans, Inc. is a healthcare company providing health benefit plans primarily in New York, New Jersey and Connecticut. Its product line includes its health maintenance organization plans, exclusive provider organization plans, point-of-service plans, preferred provider plans, indemnity plans and several plans offered to Medicare beneficiaries. The Company also offers third-party administration of employer-funded benefit plans (self-funded health plans). In addition, Oxford offers several ancillary and specialty benefit plans. The Company offers its products through its HMO subsidiaries, Oxford Health Plans (NY), Inc., Oxford Health Plans (NJ), Inc. and Oxford Health Plans (CT), Inc., and through its insurance subsidiaries, Oxford Health Insurance, Inc. and Investors Guaranty Life Insurance Company. The Companys ancillary and specialty benefit plans are offered primarily through Oxford Benefit Management, Inc., a wholly owned subsidiary of the Company.