Prudential plc is an international financial services group with its principal operations in the United Kingdom, the United States and Asia. During 2002, the Company operated in the United Kingdom through its subsidiaries, primarily The Prudential Assurance Company Limited, Prudential Annuities Limited, Prudential Retirement Income Limited, Scottish Amicable Life plc, M&G Group plc and Egg plc. In the United States, its principal subsidiary is Jackson National Life Insurance Company. Prudential also has operations in Singapore, Hong Kong, Malaysia, Taiwan and other Asian countries. It offers a range of retail financial products and services and fund management services throughout these territories. The retail financial products and services principally include life insurance, pensions and annuities, as well as collective investments and deposit and mortgage banking services.