RenaissanceRe Holdings Ltd. provides reinsurance and insurance to various types of customers through its subsidiaries. Renaissance Reinsurance Ltd. is the Companys principal subsidiary and provides property catastrophe reinsurance coverage to insurers and reinsurers on a worldwide basis. Renaissance Reinsurance also writes specialty reinsurance in certain lines, including such lines as catastrophe-exposed workers compensation coverage, surety, property per risk, terrorism, aviation and finite reinsurance. RenaissanceRe also has an individual risk segment that provides insurance for commercial and homeowners catastrophe-exposed property business and also provides reinsurance on a quota-share basis. The Companys individual-risk operations principally include Glencoe Insurance Ltd., and Stonington Insurance Company.