Royal & Sun Alliance Insurance Group plc is engaged in both general (property and casualty) and long-term (life) insurance business. The general (property and casualty) insurance subsidiaries are multiple line companies writing substantially all lines of general (property and casualty) insurance. The Companys life insurance subsidiaries offer traditional insurance and financial and investment products. Traditional products consist of individual and group life, annuities and accident and health policies. Financial and investment products consist of single-premium annuity, annuities, guaranteed investment contracts and universal life products. Royal & Sun also offers, principally in the United Kingdom, participating and unit-linked individual retirement products and life savings products. The Company writes business throughout the United Kingdom, Americas, Europe and Asia Pacific.