Selective Insurance Group, Inc. offers property and casualty insurance products services. It offers commercial and personal insurance products through Selective Insurance Company of America (SICA), Selective Way Insurance Company, Selective Insurance Company of the Southeast, Selective Insurance Company of South Carolina and Selective Insurance Company of New York. Diversified Insurance Services products are sold by Alta Services, LLC, (Alta), a managed care company; Consumer Health Network Plus, LLC (CHN), a preferred provider organization (PPO); Northeast Health Direct, LLC, another PPO; SelecTech, LLC, a third-party administrator; Selective HR Solutions, Inc., a human resources administration outsourcing organization, and a division of SICA that provides flood insurance and claim administration service. In January 2004, CHN and Alta merged to become CHN Solutions, which offers a mix of PPO, managed care and behavioral health services.