Torchmark Corporation is an insurance holding company. Its primary subsidiaries are American Income Life Insurance Company, Liberty National Life Insurance Company, Globe Life And Accident Insurance Company, United American Insurance Company and United Investors Life Insurance Company. Torchmarks insurance subsidiaries write a variety of non-participating ordinary life insurance products. These include traditional and interest sensitive whole-life insurance, term life insurance and other life insurance. Torchmark insurance subsidiaries are licensed to sell insurance in all 50 states, the District of Columbia, Puerto Rico, the Virgin Islands, Guam, New Zealand and Canada. Distribution is through direct response, independent and exclusive agents.