Travelers Property Casualty Corp. is a property casualty insurance holding company engaged, through its subsidiaries, in two business segments: Commercial Lines and Personal Lines. The Company and its consolidated subsidiaries provide a wide range of commercial and personal property and casualty insurance products and services to businesses, government units, associations and individuals. Travelers Commercial Lines segment offers an array of property and casualty insurance and insurance-related services to its clients. Commercial Lines is organized into five marketing and underwriting groups: National Accounts, Commercial Accounts, Select Accounts, Bond and Gulf. Personal Lines writes virtually all types of property and casualty insurance covering personal risks. The primary coverages in Personal Lines are personal automobile and homeowners insurance sold to individuals.