Unitrin, Inc. is engaged, through its subsidiaries, in the property and casualty insurance, life and health insurance and consumer finance businesses. The property and casualty insurance business operations are conducted through the following segments: Multi Lines Insurance, Specialty Lines Insurance, Kemper Auto and Home and Unitrin Direct. The Unitrin companies operating in these segments provide automobile, homeowners, commercial multi-peril, motorcycle, boat and watercraft, fire, casualty, workers compensation and other types of property and casualty insurance to individuals and businesses. The Life and Health Insurance segment consists of the Companys wholly owned subsidiaries, United Insurance Company of America, The Reliable Life Insurance Company, Union National Life Insurance Company, United Casualty Insurance Company of America, Union National Fire Insurance Company and Reserve National Insurance Company. Fireside Bank conducts the Companys consumer finance business.