WellChoice Inc. is a health insurance company in New York that offers a portfolio of managed care and insurance products primarily to private and public employers. The managed care product offerings include health maintenance organizations (HMOs), preferred provider organizations (PPOs) and exclusive provider organizations (EPOs). The Companys principal health products are offered both on an insured, and, except with respect to the HMO products, self-funded (or ASO) basis, and, in some instances, in a combination of insured and self-funded.