White Mountains Insurance Group, Ltd. conducts business through its subsidiaries and affiliates in the businesses of property and casualty insurance and reinsurance. The OneBeacon Insurance Group LLC family of companies consists of property and casualty insurance writers based in the United States, including OneBeacon Insurance Company, Pennsylvania General Insurance Company and Camden Fire Insurance Association (collectively, OneBeacon). The Companys reinsurance operations are conducted primarily through Folksamerica Holding Co. Inc. (together with its reinsurance subsidiary, Folksamerica Reinsurance Co., (Folksamerica). OneBeacon and Folksamerica are run as separate entities, with distinct operations, management and business strategies.